Where kids learn money managementThe kids allowance app that'sfinally, refreshingly simple.
Turn chores into savings. Kids earn points, set goals, and build money habits that stick.Turn everyday chores into a fun money habit your kids actually look forward to. They earn points, set real savings goals, and watch their progress grow, while you raise confident little savers without nagging, spreadsheets, or screen-time battles.
Built for the way kids actually learn money.
Everything you need, nothing you don't.
Savings that grow
A built-in savings account with monthly compound interest, kids see their money multiply in real time and learn the power of patience.
Achievement goals
Pick a goal (Lego, bike, art kit). Watch progress bars turn saving into a game they actually want to win.
Real rewards
A flexible rewards catalog so points always lead to something meaningful. Real motivation for real growth.
Voice commands
"Add 5 to Emma."
Done. No menus, no friction. Just natural conversation that makes money management feel like magic.
Parent PIN lock
Settings hidden behind a 4-digit PIN. Kids can't game the system, total peace of mind for you.
Birthday bonus
Automatic surprise points on each kid's birthday, built-in delight that makes them feel celebrated.
What it looks like on your phone.
Designed to be obvious for kids and quick for parents.
Calmer homes.
Happier kids.
Parents tell us the yelling drops, the goals stick, and the routine actually lasts.
MyCoin.Kids has been the strongest tool in our arsenal to bring some control back to the house, in a fun way.
My 7-year-old asked me this morning, “Can I do something to earn coins?” That was refreshing!
We have a child that doesn't respond to timeouts, sticker charts, taking things away, nothing. MyCoin.Kids is the first thing that's actually clicked for him.
Small habits, early. Lifetime impact.
My Coin is built around what researchers have actually found about how children develop money mindsets.
Children's core money habits are largely formed.
Source: Whitebread & Bingham (University of Cambridge), Money Advice Service report, 2013. ↗of parents say they're reluctant to discuss money with their kids, yet kids who do talk about money are far more confident savers.
Source: T. Rowe Price 14th Annual Parents, Kids & Money Survey, 2022. ↗is when children can already grasp basic financial concepts like saving and waiting for something they want.
Source: Consumer Financial Protection Bureau, Money As You Grow, 2016. ↗The voices behind the lessons.
"Do not save what is left after spending, but spend what is left after saving."
"An investment in knowledge pays the best interest."
"Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn't, pays it."
"It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for."
"No man becomes rich unless he enriches others."
"Too many people spend money they haven't earned, to buy things they don't want, to impress people they don't like."
"Wealth consists not in having great possessions, but in having few wants."
Start free. Upgrade when you outgrow it.
No surprises. Cancel anytime.
Your subscription pays for the My Coin app (chore lists, family profiles, tracking). It does not include or purchase coins. Coins are an in-family tracking number with no monetary value — they cannot be purchased, redeemed for cash or goods, or transferred outside your family account.
- 1 guardian seat
- 1 kid seat
- Savings with interest
- Achievement goal
- 1 reward in catalog
- Birthday reward
- No currency conversion
Pays for the app only. Coins have no monetary value and can't be purchased, redeemed, or transferred. How coins work
- Unlimited guardian seats
- Unlimited kid seats
- Savings with interest
- Achievement goals
- Unlimited rewards catalog
- Birthday reward
- Currency conversion
Pays for the app only. Coins have no monetary value and can't be purchased, redeemed, or transferred. How coins work
A tracking number, not money
My Coin works like a digital sticker chart. Here is the full loop, from chore to real-world reward.
- 1
Parent assigns a chore
You create the task (make the bed, practice piano) inside your family's private account.
- 2
Kid completes it
Your child does the chore in real life. Nothing happens in the app on their side.
- 3
Parent awards a coin
You tap once to mark it done. A tracking number goes up on the family chart. No money moves.
- 4
Parent gives the real reward
Offline, you decide: extra screen time, an ice-cream, a small toy. My Coin is never involved in this step.
Quick answers
- Can coins be bought with money?
- No. Coins cannot be purchased. They are only earned when a parent marks a task complete in the app.
- Can coins be redeemed for cash or gift cards?
- No. Coins have no monetary value and cannot be exchanged for money, gift cards, crypto, or any third-party reward.
- Can coins be transferred between families or accounts?
- No. Coins are scoped to a single family account. There is no peer-to-peer transfer, marketplace, or off-ramp.
- What does my subscription pay for?
- Access to the My Coin software — chore lists, family profiles, savings tracking, goals, reminders, and reporting. Nothing else.
- Who gives the real-world reward?
- The parent. When a child hits a goal in the app, the parent decides offline whether to give screen time, a small treat, or an outing. My Coin is not involved in that step.
- Are refunds available?
- Yes. Subscription refunds are handled by Paddle, our Merchant of Record. See our refund policy.
Invite a friend, get 1 free month.
They subscribe, we add a month to your plan. No cap, no catch.
The earlier they start, the further they go.
Give your kids the kind of money muscle that compounds for life. It takes a minute.
Create your free account