The kids allowance app that'sfinally, refreshingly simple.
Turn everyday chores into a fun money habit your kids actually look forward to. They earn points, set real savings goals, and watch their progress grow, while you raise confident little savers without nagging, spreadsheets, or screen-time battles.
Built for the way kids actually learn money.
Everything you need, nothing you don't.
Savings that grow
A built-in savings account with monthly compound interest, kids see their money multiply in real time and learn the power of patience.
Achievement goals
Pick a goal (Lego, bike, art kit). Watch progress bars turn saving into a game they actually want to win.
Real rewards
A flexible rewards catalog so points always lead to something meaningful. Real motivation for real growth.
Voice commands
"Add 5 to Emma."
Done. No menus, no friction. Just natural conversation that makes money management feel like magic.
Parent PIN lock
Settings hidden behind a 4-digit PIN. Kids can't game the system, total peace of mind for you.
Birthday bonus
Automatic surprise points on each kid's birthday, built-in delight that makes them feel celebrated.
What it looks like on your phone.
Designed to be obvious for kids and quick for parents.
Calmer homes.
Happier kids.
Parents tell us the yelling drops, the goals stick, and the routine actually lasts.
MyCoin.Kids has been the strongest tool in our arsenal to bring some control back to the house, in a fun way.
My 7-year-old asked me this morning, “Can I do something to earn coins?” That was refreshing!
We have a child that doesn't respond to timeouts, sticker charts, taking things away, nothing. MyCoin.Kids is the first thing that's actually clicked for him.
Small habits, early. Lifetime impact.
My Coin is built around what researchers have actually found about how children develop money mindsets.
Children's core money habits are largely formed.
Source: Whitebread & Bingham (University of Cambridge), Money Advice Service report, 2013. ↗of parents say they're reluctant to discuss money with their kids, yet kids who do talk about money are far more confident savers.
Source: T. Rowe Price 14th Annual Parents, Kids & Money Survey, 2022. ↗is when children can already grasp basic financial concepts like saving and waiting for something they want.
Source: Consumer Financial Protection Bureau, Money As You Grow, 2016. ↗The voices behind the lessons.
"Do not save what is left after spending, but spend what is left after saving."
"An investment in knowledge pays the best interest."
"Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn't, pays it."
"It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for."
"No man becomes rich unless he enriches others."
"Too many people spend money they haven't earned, to buy things they don't want, to impress people they don't like."
"Wealth consists not in having great possessions, but in having few wants."
"Money is a terrible master but an excellent servant."
"The secret of getting ahead is getting started."
Start free. Upgrade when you outgrow it.
No surprises. Cancel anytime.
- 1 guardian seat
- 1 kid seat
- Savings with interest
- Achievement goal
- 1 reward in catalog
- Birthday reward
- No currency conversion
- Unlimited guardian seats
- Unlimited kid seats
- Savings with interest
- Achievement goals
- Unlimited rewards catalog
- Birthday reward
- Currency conversion
Invite a friend, get 1 free month.
They subscribe, we add a month to your plan. No cap, no catch.
The earlier they start, the further they go.
Give your kids the kind of money muscle that compounds for life. It takes a minute.
Create your free account