My Coin turns everyday chores, savings goals and rewards into one simple family habit. No debit card, no in-app spending, no virtual economy — just a calm, visual way to raise kids who understand the value of effort and money.
Coins are a tracking number, not money. Nothing can be bought, transferred, redeemed or lost. Period.
Designed as a 60-second daily ritual you do together — not another app for your kid to disappear into.
Watch a goal jar fill up as coins are earned. Compound interest is shown as a growing curve kids can actually see.
A toy, an outing, a treat — kids choose the goal, parents control the real-world payoff.
Tiny daily wins compound into lifelong money confidence — backed by behavioural research.
Three taps to mark a chore done. Hours of grown-up money lessons baked underneath.
A kids money app is software that helps parents teach financial habits — earning, saving, spending and giving — in a way kids can actually grasp. The best ones replace abstract grown-up concepts (interest, budgeting, opportunity cost) with visual loops kids see and feel every day.
My Coin focuses on the part that research keeps confirming matters most: the daily ritual. A child who completes a chore, sees their parent acknowledge it, and watches a goal inch closer learns more about money than any lecture, sticker chart or piggy bank could deliver.
Crucially, My Coin is not a debit card, marketplace or virtual currency. Coins represent effort and progress — never money. That keeps the app safe, simple and free of the in-app spending traps most kids apps slip into.
Old enough to grasp cause and effect, young enough to form lifelong habits. The sweet spot for money education.
Kids don't need an account. You run the app; they live in the real world doing real chores and earning real rewards.
All the structure of a chore chart, with savings goals, history and a reward loop that actually sticks.
Multiple adults can join a single family account so chores, points and rewards stay consistent across households.
The whole loop fits in under a minute a day. That's the point.
Make-the-bed, practice-piano, help-with-dinner — whatever fits your family. Set a coin value for each.
When your child finishes a chore in real life, you tap once. Their coin total goes up on the family chart.
A toy, a trip, a treat. You set the coin cost. They see a goal bar fill up as they earn.
When the goal hits 100%, you hand over the reward. My Coin never moves money — that part stays with you.
One minute to set up. Free for your first kid. The most important habit you'll ever teach them.
Create your free family accountFree forever for 1 kid. Upgrade anytime.